Everybody has a dream that he wants to fulfill in his life time. That dream could be to study in the best institution, to play for the country, to visit a certain place or start a business. Every dream that you see is not easy to realize because apart from huge effort that it will take, you will also require some amount of money.
Arrangement of funds can be easy for some, but for most people arranging funds to realize their dreams in the most difficult task. People often have to sell their jewelry, property, and other assets to realize their dreams but now, government with some regulations have allowed the public to secure gold loans from banks, financial institutions, non banking financial institutions that are approved to offer gold loan to public.
Institutions offering gold loan to people have to follow certain rules and regulations laid down by the government and have to keep their gold loan rate as per government directives. Institutions can offer lower rate of interest to people for their easy gold loan, but cannot charge in excess beyond certain rate of interest.
Gold loan Process:
Taking a gold loan would be a difficult task few years ago as there were no fixed rates of interest and no guarantee in the valuation of gold. Today, government has laid down norms for rate of interest that lender can charge and authenticity of the valuer in determining the price of gold.
In case, you need a gold loan at a short notice, all you need to do is to call up a gold loan company and give your address. They will send their valuer to your place with gadgets required to assess the value of your possession and give you an estimate of the amount that you can get as instant gold loan and the interest that you will need to pay every month for that loan.
If you agree with all terms and conditions, most gold loan companies will arrange the funds at your doorstep in a very short period of time. No questions will be asked on the end use of the funds taken and how you intend to pay the money.
Companies dealing in gold loan have slight difference in the gold loan rate according to their cost of funds and their expenses. Today, you can get gold loan per gram of gold that you wish to pledge and no one will ask you the source of your gold.
Gold loan at your doorstep:
One of the major attractions in taking gold loan from Rupeek is that it is offering its gold loans at your doorstep and that too in a very short period of time. Once you call the company, and they send their representative to your house, you can expect your gold loan to be available to you within 30 minutes.
All this is possible because instead of using manual procedures, it is using best technology in the trade to assess your asset. Different companies have different business model to run their business. Similarly, one of the newest and emerging fintech companies is also offering gold loan per gram rate in Rupeek to people at very attractive and competitive prices.
Rupeek is a Bangalore based company that has been operational for more than five years now. The company uses the latest technology in the entire process making its gold loans crystal clear and accurate.
A personal loan is an unsecured loan in which you do not need to offer collateral to avail of a loan.
Go with Bank of Baroda(BOB) Personal Loan to fulfill your financial requirements.
BOB personal loan interest rate starting from 10.50%.
Educational Loan In IndiaEducation loans cover the entire cost of education, including living costs, tuition fees, etc.
The principle amount repayment begins only after completing your course, giving you the head start you need.
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