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With all the rising needs for funding and other financial resources, banks, traditional and alternative lending companies, and even private lenders have diversified their loan product offerings and services to be designed and tailored-fit for every business in any industry there is.
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Here are some common methods that payday lenders use to verify your employment before approving your payday loan request: Paycheck StubsGenerally, payday lenders determine whether you are employed or not by requesting a copy of your recent paycheck.
In the past, proving employment with paycheck stubs was common, but now many employers pay workers electronically.
An alternative is to capture an image of your electronic payment and send it to the lender through fax or email.Bank StatementsMost of the time payday lenders verify your employment by using master databases or recent bank activity that shows the deposits from your employer into your bank account.
You can use bank statements to confirm your residence and your income while applying for a payday loan.
If your bank statement is showing regular deposits into your account, you will often receive the loan.Direct Contact with EmployerThe most efficient proof of employment that the payday lenders use is they contact your employer directly.
An official in the payroll department is often the contact person who is considered a legitimate source for verification.
