
Six benefits of a zero balance bank account :
The government caused a mini-revolution in the banking system by introducing the concept of opening a zero balance savings account under Pradhan Mantri Jan Dhan Yojana. Zero balance bank account is a type of savings account that allows the account holder to operate the account without having to maintain a minimum balance Zero balance account opening, allows users to not only save money but also earn interest on their deposits. They can also issue cheques for payments to recipients, engage in fund transfer through a money transfer app, withdraw cash through debit cards issued under the savings account and pay bills using various payment getaways.


What makes Instant savings account a Pro Rakhi gift?A savings account is probably the best gift you could ever give to your sibling, especially during this time of crisis.
This will not just remain with them forever, but will also promote financial habit.How best savings interest rates can play a major role?quick and easy access to their spending habits.
In addition, bank statements also give a detailed perception to let you know whether you’re earning best savings interest rates or you need to switch the account with existing bank.
How saving bank interest could help you sail through the air?Financial independence is what we all dream about and this could be only possible if we make timely decisions.
As financial health is a matter of serious attention, it is advised to have at least one basic savings account to keep an eye on your spending habits.Role of Zero Saving Account in Financial ManagementCredit cards and loans are definitely meant for easing down your financial pressure, but at the same time, it is also important to manage those credit accounts with utmost responsibility.
Go through your previous credit records and see if there’s any outstanding due pending.Here’s what you need to look for before in zero balance saving account banksThere was never a better time than today to understand the importance of having the best zero balance savings account.

Activate mobile banking service on your smartphone by downloading the mobile banking app by Kotak Bank.Enjoy flexible & convenient m-banking services online.



GST And Your Personal Account Do This FirstOnline GST return The Goods and Services Tax (GST) recently came into effect in India, ushering in a new era of tax reforms for the country.
However, there are several questions for businesses that have to file returns every month, while individuals must file their IT returns (ITR) by December 31.
Simply follow these steps to navigate your way through GST:Get a savings account.
If you still don't have a savings account, now is the time to quickly open a Online GST return zero balance savings account online.
If you are a freelancer, now is the time to transact digitally and get a zero balance account, so that ITR filing can be done easily.Link your PAN card and Aadhaar.
This is done quite easily by clicking on this link and entering the relevant details asked, namely:PAN card numberAadhaar numberName as mentioned on Aadhaar cardOnline GST return After this, the PAN card and Aadhaar linkage happens immediately.Link your bank account with Aadhaar.
