Airport Lounge Access Cards are made for those who often travel internationally or within their country. These cards have special perks and redeemable points which can be used at partnered hotels, restaurants, and at other amusements such as movie theatres and such places.
These cards provide access to Domestic Airport Lounge Access while some of them can even provide International Lounge Access with complimentary meals included. People who travel by air often opt for these credit cards and enjoy access to these facilities for free. Following are some features of Domestic Lounge Access Credit Cards:
Airport Lounge Access:
Airport lounges offer a completely different experience for an Individual. With complimentary food services to long-term stay facilities, these lounges are loaded with benefits that one can avail just by having an Airport Lounge access Credit card. While most of these facilities are provided on domestic Airports, some cards can provide you with International Lounge access too.
AIRMILES points on spending:
Certain travel cards have bonus Airmiles points on spends made from these credit cards. These points can be redeemed while making Air ticket bookings with partnered Airlines.
Travel Insurance and Health Insurance:
These cards come with Travel insurance and as well as health insurance facilities. Most of the time these facilities are domestic but certain cards offer international coverage too.
Discounts on Flight Ticket bookings:
Airport Lounge access credit cards come up with Discount Offers on certain flight bookings. Apart from redeemable points, certain flights have discounts on partnered cards and can be availed without wasting Airmiles points. One such credit card with all these benefits is HDFC Bank Diners Club Black Credit Card.
With loads of features and facilities, these cards have certain points that one should keep in mind if going for an Airport Lounge Access Credit Card:
Annual Fee:
Credit Cards with airport and travel benefits charge a hefty amount for these services in terms of annual fees.
Interest Rate:
These cards can also have heavy interest rates levied on them which makes one think before using these credit card.
Not a daily driver:
Using this card on a daily basis would only bring a heavy surcharge and nothing else. These cards are only preferred to be used while traveling and nothing else. This makes these cards suitable only for people who travel on frequent bases and thus, everyone is not advised to go for a travel card.
Limited Places at Airport Lounges:
With just a limited number of seats, there is a quite possible chance one might not be able to get access to these Airport lounges. Even if you have a premium credit card, shortage of space is a factor we cannot fight for making another point for not opting for these cards.
With that said, Airport Lounge access credit cards come up with loads of features and benefits which might be of some use for regular travelers and might not be a prime choice for someone who goes shopping with a credit card daily. It is always advised to choose your credit cards according to your need and your usage pattern.
Additional Reading: What Is A Good Credit Score?
