Having a car accident is stressful enough without adding to it the complication of dealing with an insurance claim. Whether you have been in a minor fender bumper collision or a major accident, learning how the claims process works can assist you in getting your car repaired as quickly and easily as possible.
At Mander Collision & Glass, we coordinate closely with insurance companies to make the process easy for our clients. If you're looking for a reliable auto body repair shop in Brookfield, here are some things you should know about managing your insurance claim efficiently.
1. Begin by Reporting the Accident
The initial action following an accident is to notify your insurance company as soon as possible. Be ready to give the following information:
Date, time, and place of the accident
What occurred
Photos of the damage (if available)
Contact and insurance information of other parties involved (if involved)
If there is another party involved in the accident, having them exchange insurance information and a police report (if necessary) can aid your claim.
2. Know Your Coverage
When selecting a collision body shop, read your policy to see what is covered. Policies are not all the same, but following are some general types of coverage:
A. Collision Coverage
This pays for repairs if your vehicle is in an accident and is damaged, no matter who was responsible.
B. Comprehensive Coverage
This is for non-collision damage, including hail, dropped objects, or vandalism.
C. Liability Insurance
If you were responsible, liability insurance pays for damages to other cars but not for your car's repairs.
Knowing your deductible (the amount you pay before insurance) is also necessary when making repair plans.
3. Select a Reliable Auto Body Shop in Brookfield
Most insurance providers will suggest some repair shops, but you can go to any collision body shop you feel comfortable with.
When choosing a repair shop, keep the following in mind:
Reputation – Read reviews and ask around.
Experience with Insurance Claims – A reputable auto body shop Brookfield will help with claim processing.
Certifications & Warranties – Find a shop that backs their work with warranties on repairs.
At Mander Collision & Glass, we deal with insurance companies for you so the repair process becomes smooth, so you don't have to be bothered with the process yourself.
4. Get an Estimate and Approve Repairs
Once you decide on a body shop, it's time for a repair estimate. This is what you need to do:
A tech will assess the damage and leave a detailed estimate.
The insurance company is faxed or e-mailed an estimate for them to approve.
After approval, repairs can proceed.
Multiple estimates may be requested by some insurance companies, but this is not always the case if you are using a well-established shop that deals with your provider.
5. Track the Repair Process
After repairs have started, keep in contact with your body shop for progress. The process usually involves:
Disassembly & Inspection – Technicians inspect for concealed damage.
Parts Ordering & Repairs – Structural and cosmetic work is done.
Painting & Refinishing – Last step prior to reassembly.
A reputable collision body shop will keep you aware of the entire process and advise you when your vehicle is available for pickup.
6. Final Inspection and Payment to Insurance
Prior to accepting your repaired car, thoroughly examine the work done to make sure it is exactly as you wish. A reliable auto body repair shop in Brookfield will warrant repairs, easing your mind.
Depending on your policy, you might have to pay your deductible when you pick up your vehicle, and the insurance company pays the rest.
Let Mander Collision & Glass Handle the Hassle-Free Repairs
Dealing with an insurance claim doesn't have to be stressful. By selecting a trusted auto body shop in Brookfield, you can have a seamless experience from beginning to end.
At Mander Collision & Glass, we deal directly with insurance companies, deliver quality work, and ensure customer satisfaction. In the event you require expert assistance following an accident, call us today!
