
Most people are confused about the County Court Judgement (CCJ). County Court Judgement is a court order. It informs you to pay a loan or payment owed by you as a financial debt. It is an action your lenders may take as a component of the debt collection process.
In case you receive a County Court Judgement claim form, you get 14 days for responding. It is important to respond in the given time frame. Incase you miss, the court can order to pay the financial debt back at a high rate. This will cause more enforcement activity. This is also termed as “Judgement in default”.
The CCJ is only available in England or Wales. However the court process that creditors use in Northern Ireland as well as Scotland works differently.
Incase you have received a County Court Judgement claim form, don’t panic, instead manage the court actions quickly.
Did You Receive A “Letter Of Claim”?
There is complete step which is associated. “Letter of Claim” providing the intention to claim via court and details of their financial claims.
Did you recently receive the letter of claim intent? You will get 30 days to reply back to the letter. It is extremely important to reply to the letter of claim within the timeframe offered. The creditor may begin court action incasse it doesn’t happen.
Reply to the Creditor on Your County Court Judgement
Complete the enclosed financial statement to make a deal of repayment incase one is unable to pay the debt in full.
Let the creditor know that you are in need of suitable debt advice. It is important to manage the suitable debt advice. Demanding more details from the creditor concerning the debt is required. Incase your lenders, creditors, claimant can agree for a settlement plan, court activity can be escaped. Call us for debt management consultants at 07779648018